Payne Air Conditioner Reviews And Prices (Updated in 2024)


Note: If you’re just beginning your research into central ac units, then our Central AC Ultimate Guide is the best place to start. Also, our AC Sizing Calculator can help you find a relatively accurate size quickly. Many issues are caused by an oversized or undersized AC.

Who Makes Payne Air Conditioner

Payne air conditioners are manufactured by Payne Heating and Cooling Systems, which is a subsidiary of United Technologies Corporation (UTC). Payne is part of UTC’s Climate, Controls & Security division, which operates under the name Carrier.

Carrier, as a parent company, has been an established provider of heating, ventilation, and air conditioning (HVAC) systems for over a century. Payne’s history dates back to 1914, marking a legacy of providing affordable and reliable HVAC products.

Headquartered in Indianapolis, Indiana, Payne maintains a solid presence in the residential HVAC market. Your Payne air conditioner has a lineage that connects it to a wide network of technological resources and innovation through its association with Carrier and, by extension, UTC.

Payne Air Conditioner Features (Not Exclusive)

Low Price: Payne air conditioners are among the most affordable ACs in the market.

Reliable Performance: Payne air conditioners are known for their consistent and reliable performance, which means fewer worries about frequent repairs or breakdowns.

Payne Air Conditioner Cons

When you consider purchasing a Payne air conditioner, it’s important to be aware of the potential drawbacks that come with these units:

  • Limited Features: Payne air conditioners offer basic functionality and lack advanced features that are common in units from brands at higher price points. As such, you won’t find options like smart home integration or sophisticated energy-saving technologies.
  • Average Efficiency: Payne’s air conditioners generally have SEER (Seasonal Energy Efficiency Ratio) ratings that reflect average efficiency. While this may be sufficient for some users, those seeking high-efficiency units for lower long-term costs may be disappointed.
  • Noise Level: Some users report that Payne models can operate louder than comparable units from other brands. If low noise levels are important to you for a peaceful home environment, you may want to consider this factor.
  • Warranty: The warranty coverage offered by Payne is often shorter and less comprehensive than what you might find from competitors. This could mean potentially higher costs for you if repairs or replacements are needed after the warranty expires.

Payne Model Analysis

ModelSEERCompressorNoise LevelEnergy Star

Note: Higher SEER is not Better. Finding the best SEER is a bit tricky but our SEER Savings Calculator can help you find a suitable SEER based on your location.

Single-Stage Air Conditioners: These units are designed for cost-efficiency and are best for moderate climates where high-intensity cooling is not necessary. For example:

  • Payne PA13NA: With a SEER (Seasonal Energy Efficiency Ratio) rating of up to 13, this unit offers reliable performance for your home cooling needs.

Two-Stage Air Conditioners: These are more sophisticated than single-stage units, allowing for improved energy efficiency and comfort control. They operate at a low stage most of the time for energy savings but can ramp up to a higher stage in higher heat conditions. Consider:

  • Payne PA17NA: This unit provides a SEER rating of up to 17 for more precise temperature management and energy savings.

Best Cost-Effective Payne Models For You

As we have discussed in our central air conditioner guide, the SEER is the most important parameter deciding the initial equipment cost and future energy savings.

Higher SEER Models can not always pay your money back. We developed a SEER Savings Calculator to help find a better balance between equipment cost and electricity cost. This tool can automatically load your local power rate and yearly cooling hours when using Chrome explorer. You can also adjust these inputs manually to get a more accurate result.

Payne Air Conditioner Prices By Model

In order to offer an objective and equal comparison, we set the baseline below:

Each model includes: 2.5 ton outdoor condenser, 1300-1400 CFM air handler, programmable air conditioner thermostat.

ModelsSystem OnlySystem Installed
Payne PA17NA$1,400$3,780
Payne PA16NW$1,230$3,410
Payne PA16NA$1,120$3,260
Payne PA15NC$1,010$3,190
Payne PA14NC$860$2,940
Payne PA13NA$750$2,810

Payne Air Conditioner Prices By Size

Before installing your air conditioner, an HVAC contractor needs to size your system by “Manual J” calculation. This will take into accounts factors like where you live, how much insulation you have, windows types and directions, and everything else. Then you will get a right-sized central air conditioner ranging from 1.5-ton to 5-ton.

Each Unit includes: Payne 2.5-ton 15 SEER outdoor condenser, 1300-1400 CFM air handler, programmable thermostat.

AC Unit SizeHome SizeSystem OnlySystem Installed
1.5 ton600 - 1000 sf$880$2,710
2 ton1001 - 1300 sf$960$2,800
2.5 ton1301 - 1600 sf$1,020$2,930
3 ton1601 - 1900 sf$1,080$3,040
3.5 ton1901 - 2200 sf$1,220$3,240
4 ton2201 - 2600 sf$1,310$3,420
5 ton2601 - 3200 sf$1,530$3,860

The “Home Size” column is a very rough estimate. The warmer your climate is, the bigger the AC must be relative to house size. You can use our AC Sizing Calculator to get a suitable size in a minute.

How to Get the Best Payne Air Conditioner Prices?

Firstly, When you looking for the best deals for Payne AC, keep in mind that installation quality is always the most important thing for residential HVAC project.

  • So never sacrifice contractor quality for lower price.
  • Secondly, remember to look up the latest tax credit and rebates as we talked above.
  • Thirdly, ask for at least 3 bids before you make the decision. You can click here to get 3 free estimates for your local contractor, and this estimate already takes government rebates and tax credit into consideration and filter unqualified contractors automatically.

At last, once you chose the right contractor, remember to use the tactics from this guide: Homeowners Tactics When Negotiating with HVAC Dealer to get the final best price.

Consumer Reviews for Payne AC 2024

When researching Payne air conditioners, you’ll find a range of feedback from homeowners and industry experts. The table below summarizes key points from consumer reviews:

AspectPositive FeedbackNegative Feedback
ReliabilityPayne units are often praised for their consistent performance and durability.Some customers report technical issues within a few years of installation.
AffordabilityPaye ACs are considered to be the most cost-effective options in the market.A few consumers feel the long-term costs due to repairs negate initial savings.
EfficiencyN/AOthers believe the energy efficiency could be improved when compared to competitors.
WarrantyThe 10-year limited warranty is appreciated.Concerns about warranty claims being difficult to process are occasionally mentioned.

Written by

Rene has worked 10 years in the HVAC field and now is the Senior Comfort Specialist for PICKHVAC. He holds an HVAC associate degree and EPA & R-410A Certifications.

Share Your HVAC Quote/Cost

Share Your HVAC Quote/Cost

We rely on readers like you to share your HVAC system cost or quote. It really helps other visitors to estimate the cost of a new HVAC unit.

ie: Tranx XR13, Lennox xp15
Include Ductwork Replacement? *

4 thoughts on “Payne Air Conditioner Reviews And Prices (Updated in 2024)”

  1. From my original Facebook post:

    To anyone considering replacing their air conditioner or heat pump, you need to read this first. I have one of each. The A/C is my original 20 year old unit (American Standard brand) and my heat pump is four. The heat pump, made by Payne, broke down a couple of weeks ago due to the fan motor and capacitor dying.

    The tech called Payne since it still had a year under warranty (parts, not labor) and they were out of motors and they were on back-order until January. So he asked if he could install a generic motor until then to get me by and they said no but I was welcome to put one in at my own expense (about $200). Shocked, he asked if they were really willing to let my unit be down through winter but they apparently didn’t care and had no problem with that.

    Fortunately, the tech had an app on his phone that allowed him to search for Carrier parts around the country. Carrier, Payne, Heil, Tempstar and a few others are now all part of a company called ICP. This is not to be confused with the musical group called Insane Clown Posse, although right now I’m not so sure. It stands for International Comfort Products, LLC.

    Anyway, the tech found me the correct motor and ordered it. ICP wouldn’t even pay the shipping, which fortunately was only about $20 since it was fairly close by. This took care of the problem and we are back in good shape, thanks to a good, caring tech.

    Moral of the story: If you’re shopping for a new unit, pick one that cares if you’re going to be broken down for a few months or not. And stay away from ICP (the company, not the group. I’m kidding. Stay away from the group, too!)


Leave a Comment Protection Status