Payne Gas Furnace Prices and Reviews 2020

Payne Gas Furnace

Note: Before you dive into the specific brand review, we highly recommend you to read our elaborate Gas Furnace Buying Guide in advance. There are several crucial steps you need to take before you even start to think about the brand.

Founded in 1914, Payne is a heating and cooling brand that manufactures air conditioners, heat pumps, and gas furnaces. Like Bryant, Payne is a part of United Technologies Corporation since the company acquired Carrier in 1979.

Today, Payne is available nationally in the United States and Canada, too, with more than 40 distributor locations. Compared to other brands on the market, Payne offers a scaled-down lineup of products that include gas furnaces, air conditioners, heat pumps, ductless systems and more.

Unlike most other HVAC brands operating today, Payne does not offer a modulating gas furnace. Gas furnaces produced by Payne are limited to single-stage and two-stage. Because other manufacturers offer modulating gas furnaces, they can create higher efficiency units, but for a two-stage unit, the top furnace from Payne is still highly efficient for what it is. The PG96VAT two-stage variable speed gas furnace has an AFUE rating of up to 96% and features Energy Star savings. They also offer six other units that range from 80% AFUE to 95.5% AFUE. For their price, they’re a reasonable furnace compared to other two-stage or single-stage systems. Here is a quick navigation of this article:

Payne’s Features

– Affordable

Unlike other brands, Payne’s scaled back lineup means they can focus on what they know and provide straightforward gas furnaces affordable without much confusion. Low-cost units for use in apartments and small homes can retail for as low as $700 and are a great option if cost is the only factor. Even for their top, high-efficiency unit, Payne offers competitive pricing for a no-frills alternative to other gas furnaces on the market. This is especially valuable for those looking for a short-term solution rather than a long-term commitment. For many, there’s no sense in purchasing an expensive, high-quality, high-efficiency furnace if they don’t plan on staying in their current home long. Similarly, if there isn’t much demand from the climate in your area, an inexpensive Payne gas furnace may meet your heating needs just fine.

– Sealed Combustion System

To prevent drafts or breezes and allow for a much quieter operation, Payne’s gas furnaces rely on a sealed combustion system that pulls fresh air from outside rather than the air already inside your home. This also means that the furnace won’t be affected by other appliances in the home or the chemicals from laundry that can cause erosion. Furthermore, it means that the furnace won’t use air that you’ve already paid to heat.

– Insulated Cabinets

Payne gas furnaces feature a solid pre-painted, steel insulated cabinet with a tight door latch system. This helps prevent sound from escaping the unit and ensures it runs as quiet as possible during operation—an essential for homeowners who prefer not to be bothered by the loud noises typically associated with furnaces.

Payne Model Recommendation

When you’re looking for the most cost-effective Payne model, the strategy is to find the balance between furnace cost and energy costs. Let’s use the zone map to identify efficiency levels for each that strike that balance:

Suggested AFUE
Cost-effective Payne Model(s)
Zones 1 & 2 (hot) 80%
Zone 3 (warm) 80%
Zone 4 (moderate) 90%
Zone 5 (cool) 90%-93%
Zone 6 (cold) 92%-95% PG95XAT, FG95S
Zone 7 (very cold) 95% and up PG96VAT

Payne Gas Furnace Prices By Model

We need to set an equal baseline before we can list the prices for each Payne model. In this list, each furnace includes the same parameters: 70,000-75,000 BTU with 1000 CFM blower which is proper for a mid-sized home of around 2,000 square feet, 10-year warranty excludes labor fee.

The Unit Only price is the online wholesale price without shipping fee. The Unit Installation Cost include gas furnace unit, all the material for the house and labor fee.

Unit Only
Unit Installed Cost
Payne PG96VAT $2,550
Payne PG95XAT $2,350
Payne FG95S $2,300
Payne PG92S $1,100 $2,900
Payne PG8MAA $700 $1,950
Payne PG8JEB $650 $1,870
Payne PG8JVB $650 $1,870

Payne Gas Furnace Price Submitted

Brand & Model & Size
Home Location
Home Size
$1,900 92 PG92S AZ 2700 sqft
I have had this furnace for approximately two years now. I am satisfied with it as it heats up well, but I sometimes wish that it could do better. If I were to purchase a furnace again, I would buy the same brand but may go with a different model.
$1,300 PG95S Chicago 2800 sqft
I am delighted with this furnace. I bought it a little over a year ago. I previously used a brand that wouldn’t heat past 70. However, with the Payne furnace, my house is now warm and inviting. I would gladly recommend it to anyone in search of a good furnace.
$1,400 PG95XAT Edmonton 2900 sqft
I purchased this furnace a little over a year ago. I first disliked how expensive it was, but the salesman assured me that it would be good for a split level house. However, this is not so; it barely regulates the air in my basement. I have not had to repair it though.
$2,100 PG95XAT Michigan 3440 sqft
We have recently relocated to a new house where we realized that the existing furnace was actually over 20 years old and had to get a new one. I looked at several options and landed on the two-stage Payne furnace. We’ve used it for about a year, and it has been highly efficient. I couldn’t be happier. I would happily recommend this furnace to a friend.
$2,350 80PG8MEA Washington 1750 sqft
I upgraded from an 80% efficient furnace to the above named Payne model. I’m much impressed by the new furnace’s operation; I can barely hear it running. The house also feels so much warmer. The installation team I hired redid all the ducting and upsized the lines from 6 inches to 8 inches. The installation is efficient, and the house much quieter; I don’t even notice when heat is called for. I run the fan constantly. After a year, I’m very much satisfied.
$2,300 PG8MAA South Carolina 2500 sqft
After doing some research, I chose this furnace 7 months ago because it seemed to be highly efficient. Additionally, it had a speed blower for quietness. This furnace has three levels of heat output which further increases the efficiency. After the purchase, the gas bill reduced by over 40% and my electricity bill also took a dive. I would recommend this furnace to anyone without hesitation.

How to Get the Best Payne Gas Furnace Prices?

  • Firstly, keep in mind that installation quality is always the most important thing for gas furnace project. So never sacrifice contractor quality for lower price.
  • Secondly, remember to look up the latest tax credit and rebates.
  • Thirdly, ask for at least 3 bids before you make the decision. You can click here to get 3 free estimates for your local contractor, and this estimate already takes rebates and tax credit into consideration and filter unqualified contractors automatically.

At last, once you chose the right contractor, remember to use the tactics from this guide: homeowners tactics when negotiating with HVAC dealer to get the final best price.

Feel free to ask any question by leaving a comment, we will answer any question with actionable tips.

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5 thoughts on “Payne Gas Furnace Prices and Reviews 2020”

  1. My name is Ray and I own a HVAC company I am currently a Authorized Bryant dealer but I started selling Payne equipment and honestly its been about 3 months since Ive been able to sell Bryant and still more then half my installations end up being Payne Honestly if you pull the Bryant lable off and you pretty much have a Payne unit. ive been installing them for a little over a year now and I havent had one warranty call yet. if they are installed correctly they are just as good as any other system out there in my opinion.

  2. Would like some info on a furnace that I have…model pg95xat…342527-701… Would like to know the BTU of this model

  3. My mother in Law has an older Payne unit. The pilot light is acting up and I would like to put a new one on this unit. Model number on the plate is 50U24-
    19A-C, SERIAL # GDGHH 18006, SERIES 221

  4. I live in Hamilton Ontario Canada. I had a Payne furnace installed five years ago. Its still has 5 years left on the warranty, i change the filter every 2-3 months and it works perfectly fine. The furnace contractor did an excellant installation.But I don’t know if having the furnace cleaned and serviced would prolong the life and efficiency of the unit and my contractor’s business is too far away for it to be worth his while to just service my furnace. If i hired a local Payne contractor would it void my warranty? Or as my furnace is working fine should i just leave it alone


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